10681 Road 24.4 Loop Active

Cortez,CO 81321

$ 360000

4 Beds

2 Baths

1568 SqFt


Key Details

Property Type Single Family Home

Sub Type Stick Built

Listing Status Active

Purchase Type For Sale

Square Footage 1,568 sqft

Price per Sqft $229

Subdivision Highland Terrace

MLS Listing ID 827655

Style Ranch

Bedrooms 4

Full Baths 2

Year Built 1987

Annual Tax Amount $1,184

Tax Year 2025

Lot Size 0.344 Acres

Acres 0.344

Property Sub-Type Stick Built

Property Description

Welcome to 10681 Road 24.4 Loop, a well-kept ranch-style home in the quiet Highland Terrace neighborhood of Cortez, Colorado. Priced at $360,000, this 4-bedroom, 2-bath residence offers comfortable living in a peaceful rural setting while still being just minutes from town. Built in 1987 and thoughtfully maintained, this 1,568 sq. ft. home sits on .344 acres with mature landscaping, mountain views, and plenty of space for outdoor hobbies. The exterior features durable stucco siding and a metal roof, complemented by practical outbuildings including a metal building, storage shed, wood shed, and a dog kennel—perfect for pets, hobbies, or extra storage. Inside, you'll find a functional floor plan with a spacious living room centered around a free-standing woodstove, ideal for cozy Colorado evenings. The home's electric baseboard heating to ensure year-round comfort. The kitchen/dining combo offers room for family meals and is equipped with a range/oven, dishwasher, disposal, and microwave. A large main-level primary bedroom is paired with three additional bedrooms, providing flexibility for family, guests, or a home office. Flooring includes a combination of carpet and linoleum, while double-pane windows improve efficiency. The property is connected to City of Cortez water, has septic sewer, and is serviced by Empire Electric. Outdoor living is enhanced by the partial chain-link fencing and ample yard space, ideal for gardening, gatherings, or simply enjoying the views of the La Plata Mountains. The gravel city street access makes for easy, year-round entry. Located within the Kemper Elementary, Cortez Middle School, and Montezuma-Cortez High School district, this home is well-positioned for families. Outdoor enthusiasts will appreciate being close to Mesa Verde National Park, McPhee Reservoir, and hundreds of miles of trails for hiking, biking, and exploring. With no HOA or covenants, you'll have the freedom to personalize and use your property to fit your lifestyle. The home qualifies for FHA, VA, Conventional, and Cash financing, making it an accessible opportunity for a variety of buyers. Whether you're seeking your first home, a place to raise a family, or a comfortable downsizing option, 10681 Road 24.4 Loop combines small-town charm, functional space, and the beauty of Southwest Colorado living.

Location

State CO

County Montezuma

Area Montezuma County Rural Nw

Zoning Residential Single Family

Rooms

Basement Crawl Space

Interior

Interior Features Wood Stove,Ceiling Fan(s)

Heating Electric Baseboard

Flooring Carpet-Partial,Linoleum

Fireplaces Type Free Standing,Living Room,Woodstove

Inclusions Dishwasher,Disposal,Microwave,Range/Oven

Furnishings Partially Furnished

Exterior

Exterior Feature Shed/Storage

Utilities Available Electric,Internet,Phone - Landline

View Mountains

Roof Type Metal

Building

Story One Story

Foundation Crawl Space

Sewer Septic System

Water City Water

New Construction No

Schools

Elementary Schools Kemper K-5

Middle Schools Cortez 6-8

High Schools Montezuma-Cortez 9-12

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